United Bay Community Credit Union

About Us

United Bay Community Credit Union (Ubay) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, Ubay is a member-owned, not-for-profit financial institution. They provide a safe place to grow strong financial roots ... all the way from your first savings account to a well-planned and comfortable retirement, and all the lending, banking and financial education that comes along the way.
As a state-chartered community credit union, membership is available to anyone who lives, works, worships or attend schools in Michigan. Please visit www.ubay.org for more information.